Why Look At Mobile Homes For Sale?

Don’t Call Us Trailer Trash

There are mobile homes for sale,Why Look At Mobile Homes For Sale? Articles for much less than stick-built houses, in most areas of the country. Despite the persistent predjudice against them, and sometimes against their residents, mobile homes are the cheap housing choice of millions. The advantages are not always obvious, but they are real.

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First of all, let’s acknowledge the big “truth” about mobile homes and appreciation or depreciation. It is true in most areas that mobile homes in parks go down in value over time. That’s why I don’t recommend buying in a park, unless you absolutely can’t buy real estate, and you have done the math to see if you are better off than renting a nice apartment. To “do the math” consider lot rent, payment, and the remaining value of the mobile when you put it up for sale, minus what you will still owe, when you are likely to move. These are guesses, but still better than nothing if you are as objective as you can be.

Mobile Homes For Sale With Real Estate

When looking at mobile homes for sale on land, however, you are looking at an entirely different investment. My mobile home in Michigan doubled in value in the twelve years I lived in it. That’s because even as the home deteriorated a little over time (don’t all houses?), the value of the land continued to rise. You also can do what you like with the home when you own the land. For example, I took in more money from my home than it originally cost, by renting out a room or two over the years.

As mentioned, mobile homes usually sell for much less than other houses, and this means not lower payments. Also, because of the shortened amortization and lower loan amount, you will often build equity faster in a mobile home than in a more expensive house. A quick example follows, for the skeptical among you.

Equity Building With Mobile Homes